Up to 24 Months 0% APR
on a New HVAC System
Replace your AC or furnace without paying everything up front. Pre-qualify in seconds through Wisetack — a quick soft credit check that won't impact your credit score, so you can see your real options before you commit.
Subject to approval through financing partner. Terms and rates vary based on creditworthiness.
Why Finance Through DFW HVAC
A failing HVAC system rarely waits for a convenient paycheck. Financing lets you put the right equipment in right now — and pay for it on a schedule that works.
Seconds to pre-qualify
Wisetack runs a soft credit check that doesn't impact your credit score. You'll see rates and terms before you decide.
No prepayment penalties
Pay off early whenever you like — there are no hidden fees for finishing ahead of schedule.
Install first, pay over time
Get the right-sized system installed now and spread payments across up to 24 months at 0% APR for qualified buyers.
How It Works
Our Wisetack-powered process is built for homeowners in the middle of an HVAC emergency — fast, transparent, and no paperwork pile.
Tell us about your project
Call us or request an estimate online. We'll match you to the right system and give you an honest installed price.
Get a text from Wisetack
We'll send a pre-qualification link to your phone. Soft credit check, under 60 seconds, no impact on your credit score.
Pick your term and schedule install
Choose the payment plan that fits — up to 24 months at 0% APR for qualified buyers — and we'll get your install on the calendar.
What You Can Finance
Financing applies to qualifying installations, replacements, and major repairs. Ask us which options work for your project.
Common Questions
Will pre-qualifying affect my credit score?
No. Wisetack uses a soft credit check to show you rates and terms. It does not impact your credit score. A hard pull only happens if you decide to accept an offer.
How fast is approval?
Most homeowners see their options within 60 seconds of submitting the pre-qualification form. Funds are released to us once you accept a loan and we've completed your install — you won't handle the paperwork or payments directly during the job.
What credit score do I need?
Wisetack works with a range of credit profiles, but approval, loan amount, APR, and term length are all subject to credit review. The only way to know what you qualify for is to run the soft-check pre-qualification — it takes under a minute and costs nothing.
Is the 0% APR offer guaranteed?
The 0% APR for up to 24 months is a promotional rate available to qualified buyers on approved credit. Actual rates, terms, and amounts vary based on your credit profile and the amount financed. Your exact offer will be shown before you accept.
Can I pay off the loan early?
Yes. There are no prepayment penalties on Wisetack loans — pay extra any month, or pay it all off, with no additional fees.
Ready to See Your Options?
Start with a free written estimate. We'll build your quote and text you the Wisetack pre-qualification link in the same visit — no obligation, no pressure.
Financing Disclosure: All financing is provided by Wisetack, Inc. and its lending partners. Loans through Wisetack are subject to credit approval; amounts, rates, and lender assignments vary based on creditworthiness, loan term, and state of residence. Promotional 0% APR offer applies to terms up to 24 months on approved credit for qualifying purchases; other terms and rates may be offered. Pre-qualification uses a soft credit inquiry that does not affect your credit score; a hard inquiry occurs only if you accept a loan offer. DFW HVAC, LLC is not the lender and does not make credit decisions. See wisetack.com for full terms.